You don’t have to open an additional loan.
If you’ve got an urgent bill that requires more cash than you’ve got, you can front yourself the money and pay off your credit card later. That keeps more money in your bank account for when you’ve got a cash expense. Generally, you must pay your bill in full within a few months. BNPL services can keep you from racking up large bills on your credit card that you’re obliged to pay off to avoid interest.
